All Articles — page 8
Every Beacon article, grouped by section. Use the filters or search to narrow it down.
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Consumer & Personal Finance
Bank Account Freezes and Garnishment: Exempt Funds and How to Claim Them
Some money in a frozen account is protected without you doing anything. Most of it is only protected if you file the right claim before a short state deadline runs out.
7 min readGuide -
Consumer & Personal Finance
Health Insurance Claim Denials: Internal Appeals and External Review
Federal rules give most health plan members an internal appeal and then a genuinely independent external review, with a faster track when the care is urgent.
7 min readGuide -
Consumer & Personal Finance
Timeshare Contracts: Rescission Windows, Transfers, and Exit Company Claims
State law gives timeshare buyers a brief, unwaivable right to cancel. After it closes, every remaining exit is slower, costlier, and controlled by the developer.
7 min readAnalysis -
Consumer & Personal Finance
Auto Repair: Estimates, Authorization, and Liens on a Vehicle
Repair disputes usually come down to three documents: the estimate, the authorization, and the final invoice. State law, not federal law, sets what each must contain.
7 min readGuide -
Technology, Privacy & Media
Email Marketing and the CAN-SPAM Rules Senders Overlook
The federal email statute is misunderstood in both directions: it demands less consent than marketers think, and it reaches further up the chain than they expect.
7 min readExplainer -
Technology, Privacy & Media
Software Escrow and Source-Code Access in Vendor Agreements
A source-code escrow is only as good as its trigger clause and its deposit. Here is what actually arrives on release day, and what a customer usually discovers is missing.
8 min readExplainer -
Technology, Privacy & Media
Data Broker Laws: Registration, Deletion Requests, and Opt-Out Rights
Deleting your data, opting out of its sale, and disputing a credit file are three different rights. Registration duties come from state statutes, not from any general federal law.
7 min readGuide -
Technology, Privacy & Media
Domain Names and Website Transfers: Registrar Locks, Escrow, and Disputes
A domain is a registration, not a deed. Understanding auth codes, transfer locks, and the gap between a registrar transfer and a change of registrant prevents most stalled website sales.
8 min readGuide -
Technology, Privacy & Media
Recording Calls and Meetings: One-Party and All-Party Consent
Federal law lets a participant record a call. A number of states do not. When the two people are in different states, courts have not agreed on which rule wins.
8 min readGuide -
Technology, Privacy & Media
Influencer and Endorsement Disclosures Under FTC Advertising Rules
A sponsored post has to tell an ordinary reader who paid for it, in a place they cannot miss. Here is what counts as a material connection and where disclosures usually fail.
8 min readGuide -
Technology, Privacy & Media
Terms of Service and Clickwrap: When an Online Agreement Binds
Courts deciding whether online terms bind rarely argue about the clauses. They argue about the screen: what it showed, where the link sat, and what the user had to click.
8 min readAnalysis -
Technology, Privacy & Media
Deepfakes and Synthetic Media: Emerging State Rules on Likeness and Elections
Synthetic media law is not one rule but three clusters, each with its own enforcer and its own remedy. Sorting which cluster a problem belongs to is the first practical step.
8 min readAnalysis
